Equipment Financing
Loans and leases used to acquire equipment, where the equipment itself typically serves as the primary collateral.
When it may be relevant
- Acquiring machinery, vehicles, or production assets
- Renewing or expanding a fleet
- Preserving cash while still deploying equipment
- Matching the cost of an asset to the period it is used
How it typically works
Equipment financing generally takes the form of a loan (finance to own) or a lease (use with flexibility at end of term). Pricing and structure depend on the equipment type, its useful life and resale value, the term, and the provider. Leases may include a residual value that affects the payment.
What to prepare
- A description and quote for the equipment
- The intended down payment, if any
- How long the equipment will be used
- Your tax and cash-flow preferences (loan vs lease)
Put numbers to it
Use the Equipment Financing Calculator to see illustrative figures for your situation.
Open the Equipment Financing CalculatorFrequently asked questions
Is equipment financing right for my company?
That depends on your assets, cash flow, and objective — and ultimately on a financing provider's assessment. This guide is educational and does not indicate eligibility.
Can you tell me the rate or amount?
No. Corporate Capital Map does not set rates, terms, or amounts. Those are determined by financing providers through underwriting.