{
  "name": "Corporate Capital Map — Capital Tools",
  "version": "1.0",
  "description": "Illustrative, educational corporate finance calculators. No tool approves, prices, or offers financing.",
  "tools": [
    {
      "name": "calculate_business_capital_need",
      "title": "Business Capital Needs Calculator",
      "description": "Estimates a company's total illustrative capital requirement from its stated needs (project, equipment, working capital, or a desired amount), compares it to available cash, expresses it as a percentage of revenue, and returns an educational set of financing topics to explore based on the primary objective.",
      "inputs": [
        {
          "name": "annualRevenue",
          "label": "Annual revenue",
          "type": "currency",
          "unit": "USD",
          "required": true
        },
        {
          "name": "cashAvailable",
          "label": "Cash available",
          "type": "currency",
          "unit": "USD",
          "required": false
        },
        {
          "name": "existingDebt",
          "label": "Existing debt",
          "type": "currency",
          "unit": "USD",
          "required": false
        },
        {
          "name": "projectCost",
          "label": "Estimated project cost",
          "type": "currency",
          "unit": "USD",
          "required": false
        },
        {
          "name": "equipmentInvestment",
          "label": "Equipment investment",
          "type": "currency",
          "unit": "USD",
          "required": false
        },
        {
          "name": "workingCapitalNeed",
          "label": "Working capital requirement",
          "type": "currency",
          "unit": "USD",
          "required": false
        },
        {
          "name": "desiredCapital",
          "label": "Desired capital amount",
          "type": "currency",
          "unit": "USD",
          "required": false
        },
        {
          "name": "objective",
          "label": "Primary objective",
          "type": "select",
          "unit": null,
          "required": true
        }
      ],
      "outputs": [
        {
          "key": "capitalRequirement",
          "label": "Estimated capital requirement"
        },
        {
          "key": "pctRevenue",
          "label": "Capital request as % of revenue"
        },
        {
          "key": "capitalGap",
          "label": "Estimated capital gap after cash"
        },
        {
          "key": "liquidityCoverage",
          "label": "Existing liquidity vs project cost"
        }
      ],
      "limitations": "Does not assess creditworthiness, does not calculate a loan approval amount, and does not represent a financing offer. Outputs summarise the numbers entered; they do not incorporate underwriting, collateral quality, or provider criteria."
    },
    {
      "name": "calculate_corporate_financing",
      "title": "Corporate Financing Calculator",
      "description": "Provides an educational view of corporate leverage: current debt/EBITDA, a generic illustrative leverage reference band, an illustrative debt-capacity headroom range, and pro-forma leverage if a desired amount of capital were added. Reference bands are generic education, not a lender's capacity assessment.",
      "inputs": [
        {
          "name": "annualRevenue",
          "label": "Annual revenue",
          "type": "currency",
          "unit": "USD",
          "required": true
        },
        {
          "name": "ebitda",
          "label": "EBITDA",
          "type": "currency",
          "unit": "USD",
          "required": false
        },
        {
          "name": "ebitdaMargin",
          "label": "EBITDA margin",
          "type": "percent",
          "unit": "%",
          "required": false
        },
        {
          "name": "existingDebt",
          "label": "Existing debt",
          "type": "currency",
          "unit": "USD",
          "required": false
        },
        {
          "name": "desiredCapital",
          "label": "Desired additional capital",
          "type": "currency",
          "unit": "USD",
          "required": false
        }
      ],
      "outputs": [
        {
          "key": "ebitdaUsed",
          "label": "EBITDA used"
        },
        {
          "key": "currentLeverage",
          "label": "Current leverage (debt/EBITDA)"
        },
        {
          "key": "leverageBand",
          "label": "Illustrative leverage band"
        },
        {
          "key": "headroom",
          "label": "Illustrative debt-capacity headroom"
        },
        {
          "key": "proFormaLeverage",
          "label": "Pro-forma leverage with new capital"
        }
      ],
      "limitations": "Leverage bands are generic educational references, not a determination of what any lender will provide. Real debt capacity depends on cash-flow quality, covenants, sector, collateral, and underwriting."
    },
    {
      "name": "calculate_equipment_financing",
      "title": "Equipment Financing Calculator",
      "description": "Estimates the financed amount, monthly payment, total of payments and total cost for an equipment loan, and an illustrative lease comparison, using a rate and term you provide. Rates and terms are illustrative inputs, not offers.",
      "inputs": [
        {
          "name": "equipmentCost",
          "label": "Equipment cost",
          "type": "currency",
          "unit": "USD",
          "required": true
        },
        {
          "name": "downPayment",
          "label": "Down payment / deposit",
          "type": "currency",
          "unit": "USD",
          "required": false
        },
        {
          "name": "termMonths",
          "label": "Term (months)",
          "type": "number",
          "unit": null,
          "required": false
        },
        {
          "name": "annualRatePct",
          "label": "Illustrative annual rate",
          "type": "percent",
          "unit": "%",
          "required": false
        },
        {
          "name": "structure",
          "label": "Structure",
          "type": "select",
          "unit": null,
          "required": false
        },
        {
          "name": "residualPct",
          "label": "Lease residual",
          "type": "percent",
          "unit": "%",
          "required": false
        }
      ],
      "outputs": [
        {
          "key": "financed",
          "label": "Amount financed"
        },
        {
          "key": "monthlyPayment",
          "label": "Estimated monthly payment"
        },
        {
          "key": "totalPayments",
          "label": "Total of payments"
        },
        {
          "key": "totalCost",
          "label": "Total cost incl. down payment"
        }
      ],
      "limitations": "The interest rate and term are illustrative values you enter, not quotes. Real pricing, structure, residual values and approval depend on the equipment, the provider and underwriting."
    },
    {
      "name": "calculate_sale_leaseback",
      "title": "Sale-Leaseback Calculator",
      "description": "Estimates the capital that could be unlocked by selling an owned asset at an expected percentage of its value, plus the illustrative annual and monthly lease cost to continue using it, the total lease over the term, and net first-year liquidity.",
      "inputs": [
        {
          "name": "assetValue",
          "label": "Asset value",
          "type": "currency",
          "unit": "USD",
          "required": true
        },
        {
          "name": "salePricePct",
          "label": "Expected sale price",
          "type": "percent",
          "unit": "%",
          "required": false
        },
        {
          "name": "leaseRatePct",
          "label": "Illustrative annual lease rate",
          "type": "percent",
          "unit": "%",
          "required": false
        },
        {
          "name": "leaseTermYears",
          "label": "Lease term (years)",
          "type": "number",
          "unit": null,
          "required": false
        }
      ],
      "outputs": [
        {
          "key": "capitalUnlocked",
          "label": "Capital unlocked (sale proceeds)"
        },
        {
          "key": "annualLease",
          "label": "Estimated annual lease cost"
        },
        {
          "key": "monthlyLease",
          "label": "Estimated monthly lease cost"
        },
        {
          "key": "netYear1",
          "label": "Net first-year liquidity"
        }
      ],
      "limitations": "Sale price, lease rate and term are illustrative inputs. Actual proceeds and lease economics depend on appraisal, asset type, market conditions and the counterparty."
    },
    {
      "name": "calculate_abl_capacity",
      "title": "Asset-Based Lending Calculator",
      "description": "Estimates an illustrative asset-based borrowing base by applying typical example advance rates to eligible accounts receivable, inventory and equipment, and shows the contribution of each asset class. Advance rates are adjustable examples.",
      "inputs": [
        {
          "name": "arBalance",
          "label": "Accounts receivable",
          "type": "currency",
          "unit": "USD",
          "required": false
        },
        {
          "name": "arAdvancePct",
          "label": "A/R advance rate",
          "type": "percent",
          "unit": "%",
          "required": false
        },
        {
          "name": "inventoryValue",
          "label": "Inventory value",
          "type": "currency",
          "unit": "USD",
          "required": false
        },
        {
          "name": "inventoryAdvancePct",
          "label": "Inventory advance rate",
          "type": "percent",
          "unit": "%",
          "required": false
        },
        {
          "name": "equipmentValue",
          "label": "Equipment / M&E value",
          "type": "currency",
          "unit": "USD",
          "required": false
        },
        {
          "name": "equipmentAdvancePct",
          "label": "Equipment advance rate",
          "type": "percent",
          "unit": "%",
          "required": false
        }
      ],
      "outputs": [
        {
          "key": "borrowingBase",
          "label": "Illustrative borrowing base"
        },
        {
          "key": "fromAr",
          "label": "Availability from receivables"
        },
        {
          "key": "fromInventory",
          "label": "Availability from inventory"
        },
        {
          "key": "fromEquipment",
          "label": "Availability from equipment"
        }
      ],
      "limitations": "Advance rates are illustrative examples you can adjust. Real borrowing bases apply eligibility criteria, dilution reserves, appraisals and concentration limits that this tool does not model."
    },
    {
      "name": "calculate_project_financing",
      "title": "Project Financing Calculator",
      "description": "Estimates the financing need for a project after equity contribution, the equity share of total cost, an illustrative annual debt service, an illustrative debt-service coverage ratio (DSCR) from projected cash flow, and a simple payback period.",
      "inputs": [
        {
          "name": "totalProjectCost",
          "label": "Total project cost",
          "type": "currency",
          "unit": "USD",
          "required": true
        },
        {
          "name": "equityContribution",
          "label": "Equity contribution",
          "type": "currency",
          "unit": "USD",
          "required": false
        },
        {
          "name": "projectedAnnualCashFlow",
          "label": "Projected annual cash flow",
          "type": "currency",
          "unit": "USD",
          "required": false
        },
        {
          "name": "annualRatePct",
          "label": "Illustrative annual rate",
          "type": "percent",
          "unit": "%",
          "required": false
        },
        {
          "name": "financingTermYears",
          "label": "Financing term (years)",
          "type": "number",
          "unit": null,
          "required": false
        }
      ],
      "outputs": [
        {
          "key": "financingNeed",
          "label": "Financing need"
        },
        {
          "key": "equityPct",
          "label": "Equity share of total cost"
        },
        {
          "key": "annualDebtService",
          "label": "Illustrative annual debt service"
        },
        {
          "key": "dscr",
          "label": "Illustrative DSCR"
        },
        {
          "key": "payback",
          "label": "Simple payback"
        }
      ],
      "limitations": "Rate, term and projected cash flow are illustrative inputs. Actual project financing depends on completion risk, contracts, sponsor strength, and lender underwriting not modelled here."
    },
    {
      "name": "calculate_working_capital_gap",
      "title": "Working Capital Calculator",
      "description": "Estimates net working capital (receivables plus inventory minus payables) and the cash conversion cycle (DSO + DIO − DPO), which indicates how much cash is tied up in day-to-day operations and where working-capital financing may help.",
      "inputs": [
        {
          "name": "accountsReceivable",
          "label": "Accounts receivable",
          "type": "currency",
          "unit": "USD",
          "required": false
        },
        {
          "name": "inventory",
          "label": "Inventory",
          "type": "currency",
          "unit": "USD",
          "required": false
        },
        {
          "name": "accountsPayable",
          "label": "Accounts payable",
          "type": "currency",
          "unit": "USD",
          "required": false
        },
        {
          "name": "annualRevenue",
          "label": "Annual revenue",
          "type": "currency",
          "unit": "USD",
          "required": false
        },
        {
          "name": "annualCOGS",
          "label": "Annual cost of goods sold",
          "type": "currency",
          "unit": "USD",
          "required": false
        }
      ],
      "outputs": [
        {
          "key": "netWorkingCapital",
          "label": "Net working capital"
        },
        {
          "key": "ccc",
          "label": "Cash conversion cycle"
        },
        {
          "key": "dso",
          "label": "Days sales outstanding"
        },
        {
          "key": "dio",
          "label": "Days inventory outstanding"
        },
        {
          "key": "dpo",
          "label": "Days payables outstanding"
        }
      ],
      "limitations": "Uses period-end balances and annualised ratios; it does not capture seasonality, intra-period swings, or the quality of receivables and inventory. It is an educational diagnostic, not a facility sizing."
    },
    {
      "name": "calculate_debt_refinancing",
      "title": "Debt Refinancing Calculator",
      "description": "Compares the current monthly payment on an existing balance to an illustrative refinanced payment at a rate and term you provide, and shows the monthly difference and the lifetime interest under each scenario — including the effect of extending the term.",
      "inputs": [
        {
          "name": "currentBalance",
          "label": "Current balance",
          "type": "currency",
          "unit": "USD",
          "required": true
        },
        {
          "name": "currentRatePct",
          "label": "Current annual rate",
          "type": "percent",
          "unit": "%",
          "required": false
        },
        {
          "name": "currentRemainingMonths",
          "label": "Remaining term (months)",
          "type": "number",
          "unit": null,
          "required": false
        },
        {
          "name": "newRatePct",
          "label": "Illustrative new rate",
          "type": "percent",
          "unit": "%",
          "required": false
        },
        {
          "name": "newTermMonths",
          "label": "New term (months)",
          "type": "number",
          "unit": null,
          "required": false
        }
      ],
      "outputs": [
        {
          "key": "currentPayment",
          "label": "Current monthly payment"
        },
        {
          "key": "newPayment",
          "label": "New illustrative monthly payment"
        },
        {
          "key": "monthlyDifference",
          "label": "Monthly difference"
        },
        {
          "key": "interestDifference",
          "label": "Lifetime interest difference"
        }
      ],
      "limitations": "Rates and terms are illustrative inputs, not offers. It does not include fees, prepayment penalties, covenants, or tax effects. Extending a term can lower the monthly payment while increasing total interest."
    },
    {
      "name": "compare_financing_structures",
      "title": "Compare Financing Structures",
      "description": "Returns an educational list of financing structures that may be relevant to a stated capital objective and asset signals. Not underwriting; does not indicate eligibility.",
      "inputs": [
        {
          "name": "objective",
          "type": "string"
        },
        {
          "name": "signals",
          "type": "object"
        }
      ],
      "outputs": [
        {
          "key": "topics",
          "label": "Relevant financing topics"
        }
      ],
      "limitations": "Rule-based education only. Does not evaluate creditworthiness or provider criteria."
    },
    {
      "name": "build_capital_profile",
      "title": "Build Capital Profile",
      "description": "Builds an illustrative capital profile from a company's stated needs and objective.",
      "inputs": [
        {
          "name": "annualRevenue",
          "type": "currency"
        },
        {
          "name": "cashAvailable",
          "type": "currency"
        },
        {
          "name": "existingDebt",
          "type": "currency"
        },
        {
          "name": "projectCost",
          "type": "currency"
        },
        {
          "name": "equipmentInvestment",
          "type": "currency"
        },
        {
          "name": "workingCapitalNeed",
          "type": "currency"
        },
        {
          "name": "desiredCapital",
          "type": "currency"
        },
        {
          "name": "objective",
          "type": "select"
        }
      ],
      "outputs": [
        {
          "key": "capitalRequirement"
        },
        {
          "key": "financingTopics"
        }
      ],
      "limitations": "Illustrative only; not an assessment of creditworthiness or a financing offer."
    },
    {
      "name": "find_financing_guides",
      "title": "Find Financing Guides",
      "description": "Returns links to the financing guides and calculators most relevant to a stated objective.",
      "inputs": [
        {
          "name": "objective",
          "type": "string"
        }
      ],
      "outputs": [
        {
          "key": "guides",
          "label": "Relevant guides & calculators"
        }
      ],
      "limitations": "Navigational aid only."
    }
  ],
  "generated": "2026-09-16",
  "homepage": "https://corporatecapitalmap.com",
  "disclaimer": "All tools are illustrative and educational. No tool approves, prices, or offers financing. Financing availability and terms are determined solely by financing providers through their own underwriting."
}